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GCL / NAIC INSURANCE SCHEME – WHAT YOU NEED TO KNOW

WHO IS NAIC?

•  It is an Agricultural Insurance Corporation

•  It is owned by the Federal Government of Nigeria

•  It has branches in all the 36 states of the federation

WHAT IS NAIC / GCL INSURANCE SCHEME ALL ABOUT?

•  The scheme through NAIC / GCL intends to bear the risks of poultry farmers

•  It intends to restore confidence to poultry business by paying poultry farmers where there are losses of birds

WHAT DOES THE SCHEME COVER?

• The scheme covers death of bird resulting from accident or diseases

• The scheme covers both layers and broilers; but primarily the layer birds because of the longer farming period

• For layers, insurance coverage is preferably taken from day old to twelve (12) months

• For broilers, insurance coverage is at the pullet stage to ten (10) or twelve (12) weeks

WHAT THE SCHEME DOES NOT COVER

•  Deliberate death caused by self through malicious or willful injury or neglect or unskillful treatment

•  Losses caused by theft, mysterious disappearance or other unaccountable shortage including infidelity of the insured (s) Grower (s) or employee of either.

•  Loss caused by improper and / or non vaccination of birds against diseases, and the usage of unqualified Veterinarian.

•  Government slaughter order or slaughter order from any other public authority even when the birds are in good health.

•  Death caused by earth quake, war, invasion, and rebellions.

•  Nuclear energy of any kind.

•  Fire

HOW WILL THE LOSS BE FINANCIALLY ASSESSED

•  This shall be done the basis of the cost of product ion at the time of death worked out on the agreed sum (amount) insured of the poultry.

CONDITIONS TO QUALIFY FOR THE SCHEME

• Birds must be on Vital Feed

• There must be good house keeping

• Birds must be gotten from a reputable hatchery

• Birds must be certified of being in good health by a qualified Veterinarian

• The farm must have a qualify veterinarian.

RECORDS THAT MUST BE AVAILABLE TO QUALIFY FOR COMPENSATION

•  Record of date of arrival of birds on the farm

•  Number of chicks that arrived and cost of chicks

•  Name of hatchery from which birds were purchased

•  Sales of birds and eggs

•  Record of all vaccination, inoculation & treatment given with dates & duration

•  Daily records pertaining to death, disease and culling

•  Records of disinfection of shed and /or cages

WHAT TO DO WHEN DISEASE OUTBREAK /DEATH OF BIRDS OCCUR

•  Report should be made to GCL representatives within 24 hrs; this should be followed up with a formal report sent to the Veterinary Support Manager—Grand Cereals Limited, Km 17, Zawan Round about Bukuru, Jos – Plateau State.

•  There must be a postmortem report by a certified veterinary doctor

•  Snapshot of the dead birds should be taken while still in the pen. The dead birds can subsequently be gathered with the picture taken again outside the farm.

•  Carcasses of all dead birds should be preserved for NAIC official's confirmation.

WHAT IS THE MINIMUM LOSS TO ATTRACT A CLAIM

• Broilers ------------------ Above 10% of total stock

• Layers ------------------- Day old to 52 weeks, above 10% of total stock
  53 weeks to 72 weeks, above 10% of total stock

• Breeding Birds -------- Above 10% of total stock

Since the company is insuring a minimum of 400 birds; this implies that a death toll (or accumulated death) of 40 birds backed-up with good record keeping will warrant reporting to GCL /or NAIC

Do you want GCL / NAIC to insure your birds? Or are you having problems on your insured farm; Call:

Yomi - 08037121618

Emmanuel - 08034082868

Joseph - 08035871937